Everything you need to know about the Scottish Government funded loan that supports registered private landlords to improve the energy efficiency of their properties and meet minimum standards.
We’ve answered some of the more common questions below and there are also links to important information that you should read before applying. You’ll find more information on our application form but if you have any questions, just give us a call on 0808 808 2282.
Registered private landlords, acting either as an individual or a business that owns privately rented properties, can apply. Funding is only available for businesses owned:
Applications will only be accepted from individuals or official representatives of the business that will own the equipment, materials and property at the time the loan is paid.
Applications will not be accepted from installers, property developers, letting agents or self-builders.
Still not sure if you can apply? Call us on 0808 808 2282 and our advisors will help.
The amount you can borrow depends on how many domestic properties you have in your portfolio:
The amount you can borrow also depends on what improvements you want to make. They’re grouped into two types:
What you can borrow in this category for each property is £15,000. There are also conditions attached to these amounts. Read Private Rented Sector Landlord loan - in detail to find out more. Some of the eligible technologies are listed below.
Maximum loan amount available for each energy improvement:
You can apply for up to two home renewable systems per property worth up to £17,500 in total, plus an energy storage system up to a maximum of £6,000. Read Private Rented Sector Landlord loan - in detail to find out more. Some of the eligible technologies are listed below.
In addition, we will review any improvements listed in Schedule 1 of the Energy Efficiency (Domestic Private Property) (Scotland) Regulations 2020 but not listed above on a case-by-case basis.
You can also borrow up to £500 for what are known as secondary improvements. They’re not available on their own – you need to combine them with one of the energy efficiency improvements or renewables systems listed above. Examples include cylinder thermostats, heating controls or hot water jackets. Talk to our advisors to find out more. Call us on 0808 808 2280 or request a callback today.
Loans are administered by Energy Saving Trust. Successful loans are subject to an administrative fee of 1.5% of the total loan value, up to a maximum of £250. The fee will automatically be added to the loan value and included in the amount that you will need to repay. Applicants with five properties or fewer in their portfolio will not be subject to interest. Applicants with six or more properties in their portfolio will be subject to interest at a rate of 3.5% APR.
Call us on 0808 808 2282 or request a call back today. You can only get an application from our advisors and they'll also help with any enquiries you may have.Call me back
Find out about repayment periods and other important conditions of the loan.Find out more
Find out about the specific requirements installers need to have, as well as certain things you must do to apply for the loan.More details