We partner with lenders across the UK mortgage market to help them understand their housing portfolios, add value for their customers, and grow the uptake of green finance.
Work with us on
Portfolio intelligence and compliance
See your housing portfolio clearly with EPC ratings, retrofit potential, and renewable opportunities – integrated with PRA, FCA and ESG frameworks to meet disclosure needs and stay aligned to net zero.
Customer growth and green finance adoption
Use portfolio and segmentation insights to target eligible customers, grow green mortgage uptake and market share, and show how finance can unlock lower bills, improved comfort and reduced carbon.
Customer value and embedded sustainability
Deliver added value with white-label consumer tools offering tailored retrofit recommendations, energy-saving tips and guidance; all while co-creating products, initiatives and internal campaigns that support the Just Transition.
High street banks
Empower millions of customers to make energy-efficient choices with scalable, data-driven solutions that enhance your mortgage portfolio and position your brand as a leader in green finance.
- Comprehensive EPC and retrofit insights across your mortgage book.
- Scalable tools to engage millions of customers with personalised energy-saving journeys.
- Expertise to design, launch, and promote market-leading green mortgage products.
Building societies
Deliver trusted, easy-to-use solutions that guide members through energy upgrades, reduce household costs, and support your mission to serve communities sustainably.
- Clear, reliable support on home upgrades and renewables.
- Easy-to-use digital journeys that guide members through retrofit choices.
- Real-world case studies showing impact on household costs and emissions.
Specialist lenders
Reach underserved markets and retrofit-ready borrowers with targeted insights and flexible tools that accelerate product development and customer engagement.
- Segmentation data to target retrofit-ready borrowers.
- Use housing stock insights to design and launch green mortgages quickly, reaching underserved markets and guiding customers through energy upgrades and renewable adoption.
Digital banks
Differentiate your digital offering with seamless, in-app experiences that help customers understand and act on energy-saving opportunities, boosting engagement, retention, and brand loyalty.
- Personalised retrofit recommendations based on customer data.
- Real-time insights that help users track energy savings and carbon reductions.
- Easily integrated tools that fit with your infrastructure.
Credit unions
Support your community with inclusive and fair green finance solutions that are easy to understand and act on.
- Help members access fair, inclusive green finance.
- Deliver trusted, ready-made customer content explaining green upgrades.
- Guide communities through renewable adoption.
Brokers and intermediaries
We can support brokers and your networks with the tools and training you need to confidently promote green finance products and guide customers through energy upgrades.
- Clear, trusted content explaining green finance benefits.
- Training and toolkits to help brokers promote retrofit solutions.
- Data-driven insights to support product recommendations.
Net zero consultancy
Achieving net zero isn’t just an environmental goal; it’s a financial imperative.
For lenders, reducing operational emissions demonstrates leadership, aligns with evolving ESG expectations, and mitigates long-term climate and regulatory risks that can impact portfolios.
Our Measure, Plan, Act model offers a clear, data-driven pathway to achieve this, helping you accurately measure your carbon footprint, set realistic reduction targets, and implement effective action plans that deliver impact.
Wherever you are with net zero, get in touch for help with taking the next step.
What we do
Find out more about the products and services we’ve designed with businesses and their customers in mind.
Don’t see what you need here? Get in touch.
Why Energy Saving Trust
- Proven experience of working with the UK’s biggest high street lenders.
- 30 years of helping consumers to reduce bills, encourage sustainability and provide energy independence.
- Robust data and analysis underpin our work.
- Data compiled from over 90 sources backed by expertise.
- FCA regulated.
- An in-house policy insights team working closely with the government.
Case study
Danske Bank UK
Danske Bank UK is one of the largest mortgage lenders in Northern Ireland. Case study
Lloyds Banking Group
Lloyds Banking Group (LBG) is supporting people with their Green Living proposition.
Case study
The Co-operative Bank
A bespoke version of the Home Energy Efficiency Tool was built to enable The Co-operative Bank to help their customers understand their energy use, reduce consumption and get practical advice for routes to improving the energy efficiency of their home.
Case study
Halifax
Halifax is supporting people with their Green Living proposition.Get in touch
Our experienced team is here to listen, guide, and work through challenges with you. Because the best solutions start with a good conversation.
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