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Grants and loans

eBike Loan

Location notice

Please note that this page contains information and links most relevant for people living in Scotland.

The ebike loan is funded by Transport Scotland and can help you purchase a new electric bike, family cargo or ecargo bike, or adaptive bike.

The popularity of pedal assisted electric bikes or ebikes for short, has been growing year on year. They are a good alternative to a normal bike especially if your route includes hills, is more than 5 miles long or if you need an extra boost on the road.

If you are considering purchasing an ebike there is an exciting funding opportunity available in Scotland through Energy Saving Trust. We offer an interest-free loan to buy an ebike. This scheme is funded by Transport Scotland (an agency of the Scottish Government).

The ebike loan is for up to £6,000 with a repayment period of 4 years and covers the following (per household):

  • 2 x ebikes capped at £3,000 each
  • 1 x family cargo or ecargo bike capped at £6,000
  • 1 x adaptive bike or ebike

With the exception of an initial deposit, applicants must not make any other payment towards the purchase of the ebike(s) before receiving a loan offer under this programme as funding is not provided retrospectively.

The purchased ebike must comply with the UK Government’s eligibility criteria for Scotland.

Important information

  • the ebike loan is available for up to £6,000 per household
  • it is an interest-free loan with no administrative fees
  • the repayment period is 4 years
  • excluding a deposit contribution, applicants must not make any other payment towards the ebike before receiving a written offer of a loan from Energy Saving Trust
  • the loan cannot be applied for retrospectively, i.e. after the ebike has been paid for in full
  • applications are processed on a first come, first served basis all year round subject to the availability of loan funds. We reserve the right to suspend or reject applications in consultation with Transport Scotland on the grounds that there are insufficient funds available in any financial year to provide loans to all applicants
  • applications are subject to credit and affordability checks
  • the scheme is funded by Transport Scotland and administered by Energy Saving Trust, Second Floor, Ocean Point 1, 94 Ocean Drive, Edinburgh, EH6 6JH

Call Home Energy Scotland on 0808 808 2282 for more details and to apply.

Energy Saving Trust is authorised and regulated by the Financial Conduct Authority. This loan is subject to availability and terms and conditions apply.

Case studies

See all case studies
Ruth Case study

Ruth’s ebike

Mindful of her carbon dioxide emissions, Ruth decided to look for an alternative when she heard about the interest-free eBike Loan. Colin Wright Case study

Colin’s ebike

Colin Wright knew that with the right ebike, he could use it for trips to the shops, to see friends and family, and on longer tours around Scotland. Jackie Case study

Jackie’s ebike

Jackie wanted to be able to enjoy the freedom and flexibility of cycling, while making sure she could do it with ease and pain-free. Stephen Farthing Case study

Stephen’s ebike

Stephen Farthing was keen to cut his carbon dioxide emissions by using active travel alternatives for local journeys.
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